State Specific Disclosures:

ALABAMA:

Consumer Credit License No. 164722

Consumers may contact the Alabama State Banking Department regarding questions or complaints concerning mortgage lending activities.

ARIZONA:

New West Lending, Inc. is licensed by the Arizona Department of Insurance and Financial Institutions as a Mortgage Banker.

Arizona Mortgage Banker License No. BK-0018700

Consumers may contact the Arizona Department of Insurance and Financial Institutions with questions or complaints regarding mortgage lending activities.

CALIFORNIA:

Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act. California Residential Mortgage Lending Act License No. 4131206

For information regarding the California Department of Financial Protection and Innovation, please visit: www.dfpi.ca.gov

California Do Not Track Notice

Under California law, website and online service operators are required to disclose how they respond to web browser “do not track” signals or other similar mechanisms that provide consumers the ability to exercise choice regarding the collection of personal information about a consumer’s online activities over time and across third party websites (“Do Not Track” requests), to the extent the operator engages in that collection. At this time, we do not track your personal information over time and across third-party websites and therefore this requirement does not apply to us. loanDepot does not alter its behavior or change its services upon receiving Do Not Track requests.

California law also requires website and online service operators to disclose whether third parties may collect personal information about their user’s online activities over time and across different sites when the users use the operator’s website or service. Third parties that have content or services on our site such as a social feature, analytics service, or an advertising network partner, may obtain information about your browsing or usage habits but this information does not include personal information. We do not knowingly permit such third parties to collect any personal information from our site unless you directly provide it to us, and we provide it to them with your consent.

FLORIDA:

New West Lending, Inc. is licensed as a Mortgage Lender by the Florida Office of Financial Regulation.

Florida Mortgage Lender License No. MLD2763

The Florida Office of Financial Regulation regulates mortgage lenders and mortgage loan originators operating within the State of Florida.

Consumers wishing to verify the licensing status of New West Lending, Inc. or submit a complaint may contact:

Florida Office of Financial Regulation Division of Consumer Finance Website: www.flofr.gov

MARYLAND:

Maryland Mortgage Lender License No. 164722

NMLS Unique Identifier: 164722

Consumers may verify licensing information through the Nationwide Multistate Licensing System (NMLS) Consumer Access website at: www.nmlsconsumeraccess.org

Questions or complaints concerning mortgage lending activities may be directed to:

Maryland Office of Financial Regulation 100 South Charles Street Tower I, Suite 5300 Baltimore, Maryland 21201 Website: www.labor.maryland.gov/finance

New West Lending, Inc. conducts mortgage lending activities in Maryland pursuant to Maryland law and applicable regulations.

NEVADA:

New West Lending, Inc. is licensed by the State of Nevada Department of Business and Industry, Division of Mortgage Lending.

Nevada Mortgage Company License No. NMC-161866

Consumers may verify licensing information through the Nevada Division of Mortgage Lending and the Nationwide Multistate Licensing System (NMLS).

Questions or complaints regarding mortgage lending activities may be directed to:

Nevada Division of Mortgage Lending 3300 West Sahara Avenue, Suite 285 Las Vegas, Nevada 89102

Phone: (702) 486-0782 Website: www.mld.nv.gov

NMLS Consumer Access: www.nmlsconsumeraccess.org

TEXAS CONSUMER NOTICE:

CONSUMERS WISHING TO FILE A COMPLAINT AGAINST A COMPANY OR A RESIDENTIAL MORTGAGE LOAN ORIGINATOR SHOULD COMPLETE AND SEND A COMPLAINT FORM TO THE TEXAS DEPARTMENT OF SAVINGS AND MORTGAGE LENDING, 2601 NORTH LAMAR, SUITE 201, AUSTIN, TEXAS 78705.

COMPLAINT FORMS AND INSTRUCTIONS MAY BE OBTAINED FROM THE DEPARTMENT'S WEBSITE AT WWW.SML.TEXAS.GOV.

A TOLL-FREE CONSUMER HOTLINE IS AVAILABLE AT (877) 276-5550.

THE DEPARTMENT MAINTAINS A RECOVERY FUND TO MAKE PAYMENTS OF CERTAIN ACTUAL OUT-OF-POCKET DAMAGES SUSTAINED BY BORROWERS CAUSED BY ACTS OF LICENSED RESIDENTIAL MORTGAGE LOAN ORIGINATORS. A WRITTEN APPLICATION FOR REIMBURSEMENT FROM THE RECOVERY FUND MUST BE FILED WITH AND INVESTIGATED BY THE DEPARTMENT PRIOR TO PAYMENT OF A CLAIM.

WASHINGTON:

Consumer Loan Company License No. CL-164722

Consumers may obtain information regarding Washington State licensing and regulatory requirements from the Washington State Department of Financial Institutions.

WYOMING:

Mortgage Lender/Broker License No. 4990

Consumers may contact the Wyoming Division of Banking regarding mortgage lending activities.

 

US State Privacy Laws and Privacy Notice

California, Colorado, Connecticut, Delaware, Indiana, Iowa, Kentucky, Maryland, Minnesota, Montana, Nebraska, New Hampshire, New Jersey, Oregon, Rhode Island, Tennessee, Texas, Utah and Virginia Residents

If you are a California, Colorado, Connecticut, Delaware, Indiana, Iowa, Kentucky, Maryland, Minnesota, Montana, Nebraska, New Hampshire, New Jersey, Oregon, Rhode Island, Tennessee, Texas, Utah or Virginia resident, you may be entitled to additional rights over your personal information provided under privacy law enacted by your state. For more information about these rights and how to exercise them.

This Privacy Policy may not constitute your entire set of privacy rights, as these may also vary from state to state. To be certain of your privacy rights, you may wish to contact the appropriate agency in your state that is charged with overseeing privacy rights of consumers, job applicants, employees, or former employees. Certain regulations issued by state and/or federal government agencies may require us to maintain and report demographic information on your collective activities. We may also be required to maintain your personal information for at least seven years in order to comply with applicable federal and state laws regarding recordkeeping, reporting and audits.

 

For more information on the ECOA, please visit the Consumer Financial Protection Bureau website at: http://www.consumerfinance.gov/

For more information on the Fair Housing Act, please visit the Department of Housing and Urban Development website at: https://portal.hud.gov/hudportal/HUD

By providing your phone number and engaging with our services, you consent to receive marketing and transactional text messages from New West Lending, Inc.   You may opt out at any time by replying “STOP” to any message. Message frequency varies. Message and data rates may apply.  For more information on how to manage communication preferences, please contact us directly at info@newwestlending.com